Stop Using Credit Cards!!!

Anybody who has a credit card, financed a car, house, education, medical bill knows that it is a game in the banks favor. The banks charges us for everything through fees & interest rates. We are their profits, and we also pay for their mistakes, their bad loans. And congress and our political leaders in their hands. So who fights us? So is on our side. Sadly, no one.

But we do have say: our behavior. The only power the banks have over us is the fear that "you will ruin your credit score" if you don't pay. Fine. I say so what!

My recommendation for you and something I am trying to follow more each day:
1. let the bank foreclose on my house.
2. Let it ruin my credit.
3. Stop using credit cards --if you cannot pay for it in cash, then don't buy. Save up for it.

I can bet you that if more of us start doing this, the banks will care! They will not die. The laws and Congress favors them--they will come up with new products for us.

If you buy what you can afford and pay for, or only use credit for real emergencies, you will have a simpler life and probably a better quality of life.
Cut down on cable, internet, buying Starbucks, etc.
Bring lunch to work!
Take a walk with your friends and family instead of shopping.