Happy New Years everyone. Although 2008 was rough and 2009 looks difficult too we have to remain optimistic, persistent and with hope and faith that we will make it through 2009.
Goals for 2009:
1. Find ways to cut costs:
--do you need all services from Cable, DSL?
2. What about your gym dues. Are really using the gym? If not cancel it.
3. Don't eat out as often
4. Invest in your IRA/ROTH/401k/Sep IRA upto the your company's match.
5. Network and stay in touch to find a new job if you get laid off.
6. CUT CREDIT CARD USE.
And write your Senator/Congressmember at the Federal/State level and force the banks to be accountable since they are living at our expense now.
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